News for 'Personal Finance Expert'

A home loan for everyone

A home loan for everyone

Rediff.com20 Mar 2016

Lenders have lined up a number of home loan products that can fit every aspirant's annual income.

Why overseas fund managers find India unattractive

Why overseas fund managers find India unattractive

Rediff.com9 Aug 2019

Increase in surcharge will adversely impact fund managers planning to shift to India. As a matter of fact several fund professionals based in India could also relocate to other jurisdictions, resulting in a brain drain.

5 hacks for saving tax!

5 hacks for saving tax!

Rediff.com27 Oct 2015

The wise pay their taxes on time and plan for it before time. That does not mean one has to necessarily go through the big fat books on taxes! Knowing a couple of hacks for saving tax can have it sorted for you.

Forget surge in IT returns, direct tax growth disappoints

Forget surge in IT returns, direct tax growth disappoints

Rediff.com6 Sep 2018

Direct tax collections grew by a meagre 6.6 per cent during April-July of the current financial year against the Budget target of 14.4 per cent for 2018-19. Corporation taxes, in particular, grew at just 0.57 per cent, the lowest in the first four months in at least seven years.

Beware of the 'Big Billion' sale wars this festive season!

Beware of the 'Big Billion' sale wars this festive season!

Rediff.com14 Oct 2015

Consider these six things before going crazy on the big sale war between Flipkart, Amazon and Snapdeal!

What govt's new tax return and refund policy means for you

What govt's new tax return and refund policy means for you

Rediff.com15 Feb 2019

If, as promised, the refunds are done within 24 hours it will obviate one of the biggest reasons that taxpayers distrust the tax department -- delayed refunds especially in cases of large refunds.

Tax returns go hi-tech

Tax returns go hi-tech

Rediff.com5 Feb 2019

Within the next two years, verification and scrutiny of returns will happen electronically through anonymised back offices manned by tax experts and officials. It will function without any personal interface between taxpayers and tax officers. Both the taxpayer and the tax officer will not know each other -- who is scrutinising whose return, and at which place, points out Kuldip Kumar, partner and leader personal tax, PwC.

Did the world dodge a bullet in the crash of 2008?

Did the world dodge a bullet in the crash of 2008?

Rediff.com25 Jul 2018

The flawed response to the crisis has fed a us-vs-them mentality in which the banker, the expert, the coastal entrepreneur, the immigrant, the foreigner are all villains. The crisis was not that much of a problem; the response -- the over-reaction, the sovereign debt build-up and the lasting anger -- is the problem, says Mihir S Sharma.

Change of guard at RBI: Urjit Patel's tenure begins

Change of guard at RBI: Urjit Patel's tenure begins

Rediff.com6 Sep 2016

There was no word on whether or when Patel would be talking to the media about his priorities and plan of action as head of Mint Street

India may have LOST 10-12% of GDP growth FOREVER

India may have LOST 10-12% of GDP growth FOREVER

Rediff.com28 May 2021

India's likely medium-term potential growth will almost certainly be markedly lower than that experienced in pre-pandemic years, warns Shankar Acharya, former chief economic advisor to the Government of India.

Budget: Modi govt set to make tax payers happy

Budget: Modi govt set to make tax payers happy

Rediff.com27 Feb 2015

FM is likely to raise tax slabs.

Game of Thrones can make you rich!

Game of Thrones can make you rich!

Rediff.com27 Apr 2015

Six money lessons you can learn from the popular game

Padding up for GST

Padding up for GST

Rediff.com25 Jul 2017

Businesses that are engaged in both taxable and non-GST supply have re-structured themselves into separate entities to avoid elaborate compliance, says Sudipto Dey.

5 BAD money habits you must avoid

5 BAD money habits you must avoid

Rediff.com24 Apr 2015

Being careless with money is often associated with bad financial habits. If you are not aware of what these bad habits are, here is a list that could well serve as a caution.

The Common Man's Budget Wishlist

The Common Man's Budget Wishlist

Rediff.com25 Feb 2016

But do not expect the finance minister to fulfil all these wishes

Whatsapp Pay's India launch in jeopardy

Whatsapp Pay's India launch in jeopardy

Rediff.com6 Nov 2019

Top officials in key ministries, including finance and IT, are of the opinion that a sensitive payments system such as UPI should not be on a platform whose security is possibly compromised.

Sebi runs into WhatsApp encryption in earnings leak case

Sebi runs into WhatsApp encryption in earnings leak case

Rediff.com23 Dec 2017

The regulator will conduct forensic audit of all the seized documents, laptops, and mobile phones, which are suspected to be involved in the fraudulent activity, reports Shrimi Choudhary.

No change in I-T rate; no new taxes

No change in I-T rate; no new taxes

Rediff.com28 Feb 2006

In his tax proposals he announced that there will be no change in the rates of personal income tax. He further announced that there will be no new taxes on income.

PNB fraud: Most PSBs have kept SWIFT outside core banking

PNB fraud: Most PSBs have kept SWIFT outside core banking

Rediff.com21 Feb 2018

It is up to the bank management to decide which application gets to interact with the CBS

Read your CIBIL Report like a pro

Read your CIBIL Report like a pro

Rediff.com23 Oct 2015

Some simple tips can help you in better understanding of your CIBIL Report.

6.4 magnitude quake strikes Assam, 10 more follow

6.4 magnitude quake strikes Assam, 10 more follow

Rediff.com28 Apr 2021

The epicenter of the quake was Sonitpur and the quake occurred at 7.51 am at a depth of 17 kilometres, it said.

Top four reasons to reject a store credit card offer

Top four reasons to reject a store credit card offer

Rediff.com3 Jul 2016

Rajiv Raj tells you why a store credit card is not a good idea, even though you are tempted with extra 'savings' of 10 per cent on your purchase or a 5 per cent cash back or a 'sign on bonus'.

Tax dispute? Govt offers immunity scheme

Tax dispute? Govt offers immunity scheme

Rediff.com2 Feb 2020

The Vivaad se Vishwas scheme is a replica of the Sabka Vishwas (Legacy Dispute Regulation) Scheme, 2019 (SVLDRS) for indirect tax litigation. The hope is that this would unlock revenue blocked in long-drawn litigation at various forums. Sources in the department say the total value at stake in these disputes would be Rs 5-6 trillion.

4 easy ways to increase your credit card limit

4 easy ways to increase your credit card limit

Rediff.com13 Jun 2016

While you go about it, please note that if it is difficult for you to keep your spending habit in check, all the benefits of getting a credit card limit increase will be pointless.

ASK AJIT: 'Accumulate', 'Hold' Or 'Exit'?

ASK AJIT: 'Accumulate', 'Hold' Or 'Exit'?

Rediff.com11 May 2021

Ajit Mishra, vice president, Research, Religare Broking, answers your queries

How to benefit from these 5 credit cards

How to benefit from these 5 credit cards

Rediff.com25 May 2015

We hope this information can help you save and trigger more money saving ideas in your mind.

How important is money to you? Take this test

How important is money to you? Take this test

Rediff.com30 Nov 2020

The connection that we have with money will define how it moves into and out of our lives.

Why you should buy a home NOW!

Why you should buy a home NOW!

Rediff.com29 Mar 2016

A fall in home loan rates since last September as well as a few provisions in the Union Budget 2016-17 are working in favour of the home buyers, says Rajiv Raj

Gold deposit schemes of big jewellers come under Sebi scanner

Gold deposit schemes of big jewellers come under Sebi scanner

Rediff.com18 Oct 2016

Regulator probing jewellery houses for violation of collective investment scheme rules, says Shrimi Choudhary.

How to size up your post-Diwali debt

How to size up your post-Diwali debt

Rediff.com11 Nov 2014

If you are one of those who is now staring at your credit card bill and wondering how to go about it, here is the way out.

Investing in mutual funds: Why small is beautiful

Investing in mutual funds: Why small is beautiful

Rediff.com13 Apr 2017

Experts say you may invest in small-sized funds and benefit from their nimbleness.

5 home loan mistakes you must avoid

5 home loan mistakes you must avoid

Rediff.com24 Apr 2016

Here are some of the common mistakes that most home buyers make when it comes to home loans and how to avoid them.

First-time investor: 'Shall I stop buying stocks?'

First-time investor: 'Shall I stop buying stocks?'

Rediff.com27 Aug 2020

Ajit Mishra, vice president, Research, Religare Broking, answers your queries

What are contactless credit cards?

What are contactless credit cards?

Rediff.com5 Apr 2016

Here's a simple guide...

'Economy is getting a Covid 2.0 shock'

'Economy is getting a Covid 2.0 shock'

Rediff.com4 Jun 2021

'I would recommend two parts to fiscal support. One, support the lower end of the society by direct intervention through ways such as direct benefit cash transfer. Second, give fiscal support to the stressed sectors in line with the Rs 3-lakh crore (Rs 3 trillion) emergency credit line guarantee norms'

The disruptive power of technology

The disruptive power of technology

Rediff.com29 Sep 2016

The fund industry may have embraced machines and robots, but managing money still needs the human touch

Ten money tips every woman must know

Ten money tips every woman must know

Rediff.com31 Aug 2014

A woman can do many wonderful things if she wishes to, and one of them is to grow her money.

Income accrual, dynamic bond funds turn attractive

Income accrual, dynamic bond funds turn attractive

Rediff.com30 Sep 2015

Experts say investors need not tinker with their debt portfolio as shifting won't be tax-efficient.

Has gold lost its Midas touch?

Has gold lost its Midas touch?

Rediff.com4 Sep 2018

Despite returns from gold down over 5% in the past three months, it is a good idea to keep this asset class in your portfolio.

Layoffs coming? How to prepare financially

Layoffs coming? How to prepare financially

Rediff.com4 Nov 2019

Assume the worst regarding how long your unemployment could last and make conserving cash your topmost priority, suggests Sanjay Kumar Singh.